Disclaimer: This calculator gives you an estimate based on tax rates and details found online. These rates may change over time. For the most accurate and up-to-date information, please check the official IRS website and your state’s tax website. Always talk to a tax expert for advice about your personal tax situation.
How We Calculate the Result
Maine has a progressive income tax system, which means the more you earn, the higher the percentage of tax you pay on the upper part of your income. Your total taxable income is calculated by subtracting certain deductions (like 401(k), IRA contributions, itemized deductions, and exemptions) from your household income. After that, Maine applies three tax brackets:
- 5.8% on the first portion of taxable income
- 6.75% on the middle range
- 7.15% on income above that
The actual cutoffs vary depending on your filing status (like single, married filing jointly, etc.). Once the taxable income is calculated, the correct rates are applied step-by-step to each part of your income within those brackets.
Also, based on your age and filing status, we check if your income meets the federal minimum required for filing taxes. This helps you know whether you need to file taxes at all.
About Maine Income Tax
Maine uses a progressive income tax system with three income brackets. For the tax year 2025, these rates are approximately:
- 5.8% for low-income brackets
- 6.75% for middle-income brackets
- 7.15% for higher income brackets
Maine residents are also eligible for various deductions and exemptions, which reduce the taxable income. Common deductions include standard or itemized deductions, 401(k) contributions, IRA contributions, and state personal exemptions.
The income tax you owe depends on your filing status (like single or married), your age, and the deductions you claim. Seniors and married couples filing jointly may qualify for higher thresholds and deductions.
What is the income tax rate in Maine?
Maine has a progressive tax system with rates of 5.8%, 6.75%, and 7.15% depending on your taxable income. The more income you have after deductions, the higher the rate applied to the top portion of that income.
When do singles start paying Maine income tax?
Single filers in Maine usually need to file taxes if their income is $14,600 or more (under age 65). This includes all income before deductions. After deductions like 401(k) or IRA, the final taxable amount determines how much tax they actually pay.
When do married filers start paying Maine Income tax?
Married couples filing jointly in Maine typically start paying income tax if their combined income is $29,200 or more (if both spouses are under 65). This is before deductions. After standard or itemized deductions, they pay tax based on the Maine brackets.
Do I need to file if I’m a senior with low income?
If you’re 65 or older, the income threshold is slightly higher. For example, single seniors only need to file if they earn $16,550 or more. Married seniors have different limits depending on whether one or both spouses are over 65.
What deductions can reduce my Maine taxable income?
You can reduce your Maine taxable income by deducting contributions to a 401(k), an IRA, claiming itemized deductions, and state personal exemptions. These deductions help lower your taxable income and reduce how much state tax you owe.