Disclaimer: This calculator gives you an estimate based on tax rates and details found online. These rates may change over time. For the most accurate and up-to-date information, please check the official IRS website and your state’s tax website. Always talk to a tax expert for advice about your personal tax situation.
How We Calculate the Result
This calculator helps you understand your New Hampshire state income tax responsibility. But here’s the key point: New Hampshire does not tax earned income like wages, salaries, or freelance income. So, no matter how much you earn from work, your New Hampshire state income tax will be $0.
The calculator also includes:
- 401(k) and IRA contributions
- Standard or itemized deductions
- State personal exemptions
- Federal tax filing requirement check, based on age and filing status
Even though you may not pay state income tax, the calculator helps you understand whether you need to file a federal tax return based on your income, age, and status.
About New Hampshire Income Tax
New Hampshire is one of the few states in the USA that does not tax your earned income. That means if you make money from a job, freelance work, or a business, you do not have to pay state income tax on it.
However, interest and dividend income (money earned from investments and savings) is taxed at a flat 4% rate — but this rule is being phased out. By the year 2025, New Hampshire will completely eliminate this tax too, becoming a true no-income-tax state.
So if you only earn wages or salary, you do not owe any income tax to the state. You might still have to pay federal taxes, but this calculator helps you see that clearly.
Overall, New Hampshire is a tax-friendly state when it comes to personal income, especially for working people and retirees who don’t rely heavily on investment income.
Frequently Asked Questions
What is the income tax rate in New Hampshire?
New Hampshire does not tax wages or earned income. However, it currently taxes interest and dividend income at 4%, which is being phased out and will be completely removed by 2025.
When do singles start paying NH income tax?
If you are single and only earn wages, you do not pay any state income tax in New Hampshire. You would only pay tax if you earn interest or dividends from investments, but even that tax is ending soon.
When do married filers pay NH income tax?
Married people who file jointly do not pay income tax in New Hampshire on their salaries or wages. If they have interest or dividends, they might pay tax — but only until 2025, when that tax is gone too.
Does New Hampshire have a standard income tax?
No. New Hampshire does not have a regular income tax. It only taxes interest and dividends, not salaries or wages. This makes it one of the most tax-friendly states for working people and retirees.
Do I need to file federal taxes if I live in NH?
Yes. Even if New Hampshire doesn’t tax your income, you still need to check if your federal income is above the IRS threshold. Our calculator shows whether you must file a federal return based on your income, age, and status.