Disclaimer: This calculator gives you an estimate based on tax rates and details found online. These rates may change over time. For the most accurate and up-to-date information, please check the official IRS website and your state’s tax website. Always talk to a tax expert for advice about your personal tax situation.
How We Calculate the Result
In Georgia, income tax is calculated using a flat tax rate of 5.39% (as of 2025). This means everyone, regardless of income level, pays the same percentage of their taxable income in state tax. To calculate how much Georgia income tax you owe, start with your total income and subtract any eligible deductions like 401(k) contributions, IRA contributions, itemized deductions, and personal exemptions. The remaining amount is your taxable income. Multiply this taxable income by 5.39% to estimate your Georgia state income tax.
For example, if your total income is $60,000 and your deductions and exemptions total $10,000, then your taxable income is $50,000. The tax would be 5.39% of $50,000, which equals $2,695.
About Georgia Income Tax
Georgia applies a flat income tax rate of 5.39% to all taxpayers. That means no matter how much you earn, the tax rate remains the same. This tax applies to income earned within the state by individuals, including wages, salaries, freelance income, and investments.
Even though the tax rate is flat, your final tax amount can vary depending on deductions and exemptions you qualify for. Georgia allows deductions for retirement contributions, standard or itemized deductions, and a personal exemption of $2,700 for single filers and $7,400 for married couples filing jointly (subject to change).
Georgia’s state income tax is separate from the federal income tax, which may have a different rate and calculation method. Make sure to file both returns if you meet the income thresholds.
Frequently Asked Questions
What is the Georgia state income tax rate?
Georgia uses a flat tax rate of 5.39% for all residents, regardless of income level. This means whether you earn $30,000 or $300,000, you’ll pay the same percentage on your taxable income. However, you can still reduce your taxable income using deductions and exemptions.
When do singles start paying Georgia income tax?
If you’re single and under 65, you must file a Georgia tax return if your income is $14,600 or more. If you’re 65 or older, the threshold rises to $16,550. Once you cross these income levels, Georgia’s 5.39% flat tax will apply to your taxable income.
When do married filers start paying Georgia income tax?
For married couples filing jointly, if both spouses are under 65, you need to file if your income is $29,200 or more. If one spouse is over 65, the threshold is $30,750, and if both are over 65, it’s $32,300. Any income above this is taxed at 5.39%.
Does Georgia allow deductions and exemptions?
Yes, Georgia allows standard deductions and personal exemptions. You can also deduct contributions to retirement accounts like 401(k) and IRA. You may choose to itemize your deductions if they are greater than the standard deduction for your filing status.
Is Georgia income tax separate from federal tax?
Yes. Georgia income tax is separate from your federal tax. You’ll need to file a state return for Georgia and a federal return with the IRS. The income thresholds and tax rates for each are different, so it’s important to check both.