Disclaimer: This calculator gives you an estimate based on tax rates and details found online. These rates may change over time. For the most accurate and up-to-date information, please check the official IRS website and your state’s tax website. Always talk to a tax expert for advice about your personal tax situation.
How We Calculate the Result
This Florida Income Tax Calculator is made to be easy and helpful. First, you enter your total household income, your filing status (like single or married), and your age. You can also add some optional details like how much money you put into your 401(k) or IRA, if you itemize your deductions, or how many exemptions you want to claim.
Once you fill in the information, the calculator will subtract the deductions and exemptions from your income. That gives us your taxable income.
Since Florida does not have a state income tax, you will always see $0 in Florida state tax. But we still show if you need to file a federal tax return, based on your age and income level. The calculator compares your income with the minimum income required to file federal taxes and tells you if you need to do that.
About Florida Income Tax
Florida is one of the few states in the U.S. where you don’t have to pay any state income tax. Whether you are single, married, young, or retired—if you live in Florida, you do not pay income tax to the state government. This makes Florida a tax-friendly place, especially for retirees and high-income earners.
However, if your income crosses a certain limit, you may still need to file federal income taxes. This depends on your age and filing status. While Florida saves you money at the state level, you must still follow IRS rules when filing your yearly tax return.
You can also reduce your taxable income with deductions like contributions to a 401(k) or IRA, or by claiming personal exemptions (which the calculator helps you with).
This is one of the reasons why people move to Florida—it has no income tax, no tax on Social Security, and fewer tax burdens overall.
Frequently Asked Questions
What is the income tax rate in Florida?
Florida has no state income tax. This means you don’t pay anything to the state government based on your earnings. Whether you’re employed, self-employed, or retired, the Florida state tax rate on income is 0%.
When do singles start paying Florida income tax?
Single people never pay income tax in Florida because the state does not have one. But if you’re single and earn more than $14,600 (under age 65), you may need to file a federal tax return.
When do married filers start paying Florida income tax?
Married people filing jointly do not pay income tax in Florida. However, they may need to file a federal tax return if their combined income is $29,200 or more (if both are under age 65).
Does Florida tax retirement or Social Security income?
No, Florida does not tax retirement income. That includes Social Security, pensions, and IRA withdrawals. This makes it one of the best states for retirees looking to reduce their tax bills.
What other taxes do I pay in Florida?
While Florida has no income tax, residents still pay sales tax, property tax, and other local taxes. The average sales tax is around 6%–7.5%, and property taxes vary by county.